Thursday, August 30, 2012

Top 10 Niche Social Networking Websites for Business

Niche social networking sites are web based online communities that targeted specific industries or audiences. Niche social networks allow businesses to connect with a highly targeted audience.

Here are 10 niche social networking websites for businesses. They can complement your existing social marketing strategy and can prove very effective if you want to start using social media for business.

1. Ecademy.com

Ecademy is a thriving community for entrepreneurs and business owners. It offers quality content and is agreat place to? connect with other Entrpreneurs and business owners.? Join Ecademy for online networking, networking events, business support and networking groups for entrepreneurs and small business owners.

In addition to quality articles and discussions, Ecademy has developed a range of tools and resources to help small to medium business grow quickly and expand their network.

2. Killerstartups.com

KillerStartups.com is a user driven internet startups community. Their blog helps entrepreneurs, investors, and bloggers to stay informed about up-and-coming internet startups. You can also submit your startup to see what others think about it.

3. Startupnation.com

StartupNation provides real-world business advice to people who want to start or grow their small business. The website has award-winning content including podcasts, articles, downloads, and processes. The website walks you through everything from steps to start a business to steps to create a successful website.

4. Spoke.com

Spoke.com provides you with online business-to-business contact information designed specifically to help individuals and organisations find at their target accounts. The online community provides access to its 35 million members from over 900.000 companies. You can discover businesses and other users by searching by location, industry, title, education or interests.

5. Jigsaw.com

On Jigsaw.com you will find complete and updated business database with business contacts and companies information. Additionally, the site also offers email marketing services for direct marketing. This site is a good option to consider when it comes to finding a business database or business email marketing services.

6. Konnects.com

Konnects is a social media platform that is embedded on the site of an online newspaper or publication to bring engagement to the organisation. You can create a community and generate revenues through online ads as well as charge your own subscriptions. They even provide access to a powerful administrative panel to monitor your community?s activity.

7. Ryze.com

Ryze.com is a free social networking website founded in late 2001 by Adrian Scott in San Francisco. It was one of the first of a new generation of social networking services.The website is designed to link business professionals, particularly new entrepreneurs. It has over 500,000 members in 200 countries, with over 1,000 external organisations hosting sub-networks on the site. Both paid and unpaid membership levels are offered.

8. Fastpitchnetworking.com ? PROskore

PROskore is an online business network that also includes a tool to measure professional reputation. PROskore scores and ranks business professionals based on influence and experience across multiple levels including social media popularity, professional history, and peer validation. PROskore then uses these scores to help professionals discover new business opportunities with other members across our network. PROskore is currently the largest social network in the world completely dedicated to measuring professional influence.

9. Biznik.com

Biznik is a community specifically designed for independent business people.Biznik is the only network created for independent business people by two independent business people who are on a mission to support business networking that doesn?t suck. Biznik was founded 2005 as a community where like-minded business people can share resources, opportunities and referrals.

10. Xing.com

XING is a social software platform for enabling a small-world network for professionals. The company claims that it is used by people from over 200 countries. XING has a special Ambassador program for each city or region around the world with a substantial constituency. The Ambassadors hold local events that promote the use of social networking as a business tool, letting members introduce business ideas to one another, and get to know each other on a personal level.

Conclusion:

Social media marrketing is one of the most powerful tools to grow and promote your business.? You can take advantage of the niche business social networking sites in this list to connect with other entrepreneurs and expand your network.

Do you use any of these sites for your business? We would like to hear from you. Please add your response by leaving a comment below. Alternatively, please feel free to suggest a new site for inclusion on this list.

If you like this article, please share it!

Source: http://www.kronikmedia.co.uk/blog/niche-business-social-networking-sites/4272/

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Irish Home Care Services - Benefits Of Private Home Care For Elderly

Everybody has the desire to live life with honor and dignity. At the old age, this desire becomes even stronger.

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Everybody has the desire to live life with honor and dignity. At the old age, this desire becomes even stronger. This is the main reason why senior citizens prefer to lead an independent existence away from their sons and daughters. It sounds good but one needs to be practical. After all, one cannot lead a lonely life like Robinson Crusoe for a very long period!

There are both merits and demerits of an independent existence. These days you have the option of eliminating the demerits to some extent with private home help for the elderly. This type of help can prove to be a boon especially for the working couple who do not have much time for their parents. In the presence of private home care services, the need for relocating to a health care center or a rehabilitation center does not arise. Therefore, the elder members of your family can enjoy the comfort of their home without much worry. Moreover, a stress-free existence will keep them happy and healthy at least for the last few years of their lives.

Nowadays, professional home care for elderly services takes into account almost everything from the need of transportation to grooming, housekeeping, meal preparation, and medication. The services are extremely flexible and can be availed 24x7 or on an emergency basis. Under special circumstances, you can even avail overnight caretakers to meet your requirement. A care giving center can also provide you trained professionals for handling patients suffering from Parkinson's and Alzheimer's. Some caregivers have the knowledge and skill to motivate a patient suffering from a mental illness like depression.

Private home care of the elderly also includes some of the daily activities such as letter-writing, organizing mails in the inbox, arranging for medical appointments and their reminders, maintaining calendars, and supervising the diet. Therefore, these services are designed to make the life of your loved ones easy in all possible way. Besides, the home care service providers give the elderly people an opportunity to socialize. People from various professional backgrounds work for these service centers full time or as volunteers. So the old can throw away their loneliness by interacting with this interesting group of people, ready to provide help in every possible way. Even if an interesting person from the center comes just once a week, it would provide enough entertainment to that individual who does not get much opportunity to socialize.

Some tasks like taking care of the pet, gardening, washing clothes and simple meal planning becomes difficult when people get old. By taking the workload, the caregivers can easily fix these difficulties for that elderly person. Caring for the elderly is a noble task and most of the home care providers understand that and act accordingly. However, sometimes it becomes very difficult to fathom whether a aged person really requires help or not. In that scenario, it would be best to bring an experienced caregiver on a casual visit for assessing the actual condition of that elderly person.

For more information visit: www.cladacare-providers.com

About the Submitter

CLADA care Providers provides assistance, support, and caring for the Elderly, Physically disabled with domestic and personal care to let them remain in the comfort surroundings.

Contact:
Pauleen Lavery
pauleen_cladacare@yahoo.ie

Irish Home Care Services

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Wednesday, August 29, 2012

A New Look At Proteins In Living Cells - Kiefit.com




Proteins adorning the surfaces of human cells perform an array of essential functions, including cell signaling, communication and the transport of vital substances into and out of cells. They are critical targets for drug delivery and many proteins are now being identified as disease biomarkers - early warning beacons announcing the pre-symptomatic presence of cancers and other diseases. While study of the binding properties of membrane proteins is essential, detailed analysis of these complex entities is tricky...

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Source: http://www.kiefit.com/Health_Fitness/a-new-look-at-proteins-in-living-cells/

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Obama administration finalizes fuel efficiency rules for new cars (reuters)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/244097185?client_source=feed&format=rss

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President Barack Obama Joins Reddit, Does An AMA

reddit logoU.S. President Barack Obama is making an unscheduled appearance on Reddit today. Just a few minutes ago, Obama joined Reddit and is scheduled to host an AMA (Reddit slang for "ask me anything") session starting at 4:30pm ET. Reddit's moderators have confirmed that this is indeed legit and the questions from Reddit's users are already coming in at a rapid pace. Obama is scheduled to answer questions for about half an hour.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/Lvfz7S_ovOE/

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Tuesday, August 28, 2012

The Hardest Part of Buy-and-Hold Real Estate Investing

delayed gratification real estate

Let me start this post by saying I love ?buy-and-hold? real estate investing.? I just wish it was easier.

Flipping real estate or wholesaling deals is appealing, as cash is quick and you know in a short time frame if you have made a good deal.? Unfortunately, buy-and-hold real estate can take a long time to generate a meaningful amount of cash flow.

This leads me to today?s topic, as I want to highlight what I believe to be the hardest part of buy-and-hold real estate investing. If I asked 100 people what they thought the hardest part of buy-and-hold real estate investing was, these are the answers I would expect:

  • Finding a deal
  • Securing the down payment
  • Finding a good tenant
  • Managing tenants
  • Handling evictions

In my opinion, all of these answers would be incorrect.I strongly believe the biggest issue with successful buy-and-hold real estate investing is:

Lets explore an example that walks through some hypothetical numbers. Buy-and-hold real estate starts with the purchase of the first property that may produce $100-$400 positive cash flow in most months.? While this is a great start, it will not take you to the finish line.

Therefore, you start plowing all of your extra cash flow, bonuses from work, and any extra cash you can generate into the second property.? Now you have $200-$800 in cash flow most months, depending on the properties you purchased.

Why only most months?? Stuff breaks unexpectedly, tenants leave without paying, and you may have an eviction to handle. Please realize right now that even the best cash flow estimate is just that? an estimate? so budget for surprises.

Now, back to the topic and hand: ?Delayed Gratification?

Buy-and-hold real estate investing is hard because it frankly takes so long for to produce a meaningful pile of monthly proceeds. I have been doing this for 10+ years now, and I managed to ride one buy-and-hold real estate cycle almost perfectly, meaning I sold the houses at the peak and moved the equity into apartment buildings (delayed gratification again).

I took maximum advantage of this down cycle by buying 20+ properties before the Wall Street money woke up and changed the market overnight.

You see, it is ONLY after all this time (since 2001), nearly perfect timing on repositioning equity during a significant turn in the market (2006-2007) and taking maximum advantage of a once-in-a-lifetime buying opportunities (2008-2010) I can finally see the end in sight.

Ask yourself these questions:
Could you delay gratification for 10+ years? Could you plow every single dollar back into real estate? Could you take the negative surprises and keep moving forward?? Would your partner be willing to sacrifice this long, or would they want to stop half-way and buy a bigger house?

What about the mistakes? No one goes through 10 years of real estate investing without making mistakes. Would you acknowledge them and move on? Would your partner hold them against you? Would you be turned off on real estate investing forever, only to be brought back in after the market turns and adds 20% to current prices?

Buy-and-hold real estate investing has worked for generations, and it will work for generations to come. Unfortunately, most people and couples are not wired to delay gratification for one week, let alone 1 year, 5 years or 10 years!? If you are, congratulations, but without your partner on board, you have no shot, as they will spend it as soon as the extra money comes in.

I want to thank my wife for sticking with this 10 year run.? It was never easy, never boring, but boy was it worth it.

Good Investing

Photo: Keoni Cabral

Welcome to Our Blog!
Welcome to the BiggerPockets Blog. Our blog brings together experts in various fields of real estate with the goal of keeping our readers informed and up to speed. Whether you're a real estate professional (lender, Realtor, banker, etc), investor (landlord, flipper, wholesaler, etc.), or simply a consumer, renter or homeowner interested in the world of real estate, this blog is the place for you to get involved!

You can subscribe to our RSS feed, get blog updates by email, join our free mailing list, or best of all, join our social network along with 63,000 others interested in real estate education, dealmaking, networking, and marketing.


Author: Michael Zuber

Michael's Website: http://www.wealthbuildingpro.com

Michael has written 50 articles for us.


Source: http://www.biggerpockets.com/renewsblog/2012/08/28/hardest-part-buy-hold-real-estate-investing/

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Arlen Specter: I'm fighting cancer for a third time - NBC Politics

Jude Domski / Getty Images, file

Former U.S. Sen. Arlen Specter of Pennsylvania

By Dan Stamm, David Chang and Kelly Bayliss, NBC10

Former?United States?Sen. Arlen Specter confirmed Tuesday that he is battling cancer for the third time.

"I'm battling cancer. It's another battle I intend to win," he said in a statement.

Specter battled non-Hodgkin?s?lymphoma while in office in 2005, losing much of his hair while undergoing chemotherapy. He was treated for the cancer again in 2008. He also underwent surgery for a brain tumor while in office.


Also from NBC10: Slain officer's handcuffs used to arrest suspect

The 82-year-old former senator from?Pennsylvania?is remaining positive as far as this bout of the disease is concerned.?

"I'm looking forward to getting back to work, to the comedy stage and the ballpark," he said.

Specter served on the Senate Judiciary Committee since 1981 and was chairman from 2005 to 2007.

Before spending a record 30 years representing Pennsylvania in the Senate, Specter was a two-term District Attorney of his adopted home city of Philadelphia in the late 1960s and early 70s.

Specter switched parties in 2009. The long-time Republican ended his career as a Democrat in 2010 when he was defeated in his sixth bid for?U.S. Senate.?

More content from NBCNews.com:

Follow US News from NBCNews.com on Twitter and Facebook

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Source: http://nbcpolitics.nbcnews.com/_news/2012/08/28/13528401-arlen-specter-im-fighting-cancer-for-a-third-time?chromedomain=usnews

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Naked support for Prince Harry on Facebook

Whatever the royal family and his army superiors may think of his exploits in Las Vegas, many Britons can barely hide their support for Prince Harry, posting naked pictures of themselves on social media in honour of him.

A Facebook group entitled "Support Prince Harry with a naked salute!", featuring people posing in various states of undress saluting the third-in-line to the throne -- has won more than 12,000 members and is still growing.

The group sprang up after Harry, 27, was photographed naked after a game of "strip billiards" during a party in a VIP hotel suite in Las Vegas. The images, first published on a US website, rapidly went viral and caused a furore in Britain.

The response was a flood of images of people saluting while posing in various states of undress, often with strategically placed props including Union Jack flags, camouflage backpacks and teddy bears.

The Sun newspaper, meanwhile, published photographs of what it said were British soldiers serving in Afghanistan posing naked and saluting Prince Harry.

The show of support came as it was announced that Harry, an army officer who is now a trained Apache helicopter pilot, will be the patron of a charity race to the South Pole between three teams of wounded servicemen from around the world.

The prince, who last year joined a group of injured soldiers as they trekked to the North Pole, is supporting the Walking With The Wounded South Pole Allied Challenge 2013.

Troops from Britain, the US and the Commonwealth who suffered physical or cognitive injuries while serving will take part in the four-week expedition next year.

Royal officials said it was "far too early" to tell whether Harry would join the group for the gruelling trek.

Source: http://news.yahoo.com/naked-support-prince-harry-facebook-095619742.html

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Monday, August 27, 2012

Health = Where you are at. ? Tsawwassen Wellness Centre

NOTE FROM LINDA

How we define health will vary depending on where we are at.? My kids don?t talk about health.? It?s all they know.? They expect they will fall asleep when their head hits the pillow, sleep well and wake up feeling ready for the day.? It?s not even a question in their minds.? They go hard all day, and when they are tired, they stop and rest.? They don?t think about fitness, they just play their sport because it is fun.

For adults however, health and energy become top priority.? When some clients began their journey with us,their pain was their focus.? Being free of pain = health.? They weren?t thinking about taking up golf, hiking or travelling. They wanted no more than to make it through their day without pain medication.

As they became free of their pain, their energy increased and their whole outlook on life changed.? They are now planning holidays, doing more with their friends and family, and even learning how to golf.? Health = being active and enjoying life.

In discussions with clients and friends in their 50?s, they are noticing a transition in their way of thinking.? In their 20?s and 30?s, maybe even 40?s, fitness was about sport, competition, looking good.? They pushed through pain and injury to be the best player or have the best body.

Now, in middle-age, they are shifting to a priority of health.? They are choosing activities that don?t hurt their body, vanity is less important than maintaining a healthy weight and preventing injury.? They are taking better care of their body, so their body can carry them through the activities they enjoy.

The health continuum is a double ended arrow.? The left end is disease, illness, death and the right end is optimum health and well-being.? The middle is well, 50/50, somewhere between the two.? Where are you at on the health contiuum?? Are you at least to the right of the middle mark? What are you doing to take care of yourself so you can enjoy your hobbies, sports, and family?

Fall is a great time to get going on a new routine.? Pop into the TWC to see how we can help you on your journey towards great health, energy and joy!

Have an awesome week!

Linda Mallard

Tags: coaching, Fitness, health, linda mallard, motivation, Pilates, pilates ladner, pilates rehabilitation, pilates south delta, pilates tsawwassen, tsawwassen wellness centre

Source: http://www.tsawwassen-pilates.com/fitness/health-where-you-are-at/

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Source: http://tommyschwisowonlineblog.bloggd.org/2012/08/26/article-news1995/

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How (and why) you should enable two-step verification on your Dropbox account

57 min.

After some security woes, the folks at Dropbox have finally made two-step verification available to their users. Here's what that means, why it's important?and how to use it.

Two-step (or two-factor) verification means that logging into an account?requires two proofs of identity ? typically a password and a temporary code sent to a cellphone or generated by an app.?This process keeps?your account safe even if your password is somehow compromised (or if the cellphone which receives the temporary codes is misplaced). Without both items, it's not possible to log into the account.

In order to enable two-step verification on your Dropbox account, you'll need to sign into the Dropbox website and open your account menu (by clicking on your name, in the upper-right corner). Once in there,?open the settings and click on the "security" tab. In the "account sign in" section, you'll find the option to turn on two-step verification.?You'll be asked to enter your Dropbox password and then get the option of receiving your temporary security codes via text message or by using a mobile app. You'll also be prompted to write down a?backup code, which you should keep somewhere safe?? so that you have it in case your phone ever disappears.

And that's it. After you've gone through these steps, you'll use your password and a temporary security code to log into Dropbox. And you'll rest easily, knowing that your account is far more secure.

Want more tech news?or interesting?links? You'll get plenty of both if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts,?or circling her?on?Google+.

Source: http://www.nbcnews.com/technology/technolog/how-why-you-should-enable-two-step-verification-your-dropbox-966413

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Sunday, August 26, 2012

Video: Bush: Economy should be focus

A Second Take on Meeting the Press: From an up-close look at Rachel Maddow's sneakers to an in-depth look at Jon Krakauer's latest book ? it's all fair game in our "Meet the Press: Take Two" web extra. Log on Sundays to see David Gregory's post-show conversations with leading newsmakers, authors and roundtable guests. Videos are available on-demand by 12 p.m. ET on Sundays.

Source: http://www.msnbc.msn.com/id/3032608/vp/48794210#48794210

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    Saturday, August 25, 2012

    Syrian refugees top 200,000 as exodus grows: U.N. agency

    GENEVA (Reuters) - More than 200,000 Syrians have poured into neighboring countries during the conflict, already surpassing the projection of 185,000 set out by the U.N. refugee agency for the end of this year.

    The total reflects an increase of some 30,000 in the past week alone to Turkey, Lebanon, Iraq and Jordan, but also takes into account a change in the way the agency counts those in Jordan, the U.N. High Commissioner for Refugees (UNHCR) said.

    "We are now at a much higher level of 202,512 refugees in the surrounding region," Adrian Edwards told a news briefing in Geneva on Friday.

    "In Jordan, a record 2,200 people crossed the border overnight and were received at Za'atri camp in the north," he said.

    More than 3,500 people fleeing violence in Syria have entered Turkey over the past 24 hours, Turkey's Disaster and Emergency Management Directorate said on Friday, one of the highest daily refugee flows since the start of the uprising last year.

    Edwards, referring to Lebanon where 51,000 Syrian refugees are now registered, said: "The deteriorating security situation in Lebanon is hampering our work to help refugees fleeing Syria's conflict, though operations are continuing."

    (Reporting by Stephanie Nebehay in Geneva and Jonathon Burch in Ankara; Editing by Alison Williams)

    Source: http://news.yahoo.com/syrian-refugees-top-200-000-exodus-grows-u-091239019.html

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    Risk Management: The Assessment Of Various Risks - iWebdeveloper

    This all sounds scary and will make those thinking of going into the business of event planning think twice as to whether this is the career path to take. If this is the case, that is a good thing. The laws and legal rulings from court cases are in place to protect everyone and can be used to the advantage of a new company just by being aware of them. Starting any new business with the knowledge of all of the possible risk factors combined with the support of a supportive professional team as advisors will provide some of the stepping-stones to succeeding as an event planner and manager.

    One of the most common mistakes that risk managers tend to make with market intelligence is that they tend to focus on the internal environment more than they do on the external environment, according to Rideg.

    Management consulting firm is an organization that helps businesses or companies to improve their performance by analyzing their existing problems and developing plans for the improvement. The very first management consulting firm was established in year 1909 by Arthur. D. Little, a MIT professor. Since then a number of management consultancies have been formed especially after period of Second World War when various tools and approaches defining the field of strategic management were discovered thus setting the base for many consulting firms to thereby follow.

    risk management is an essential part of a project?s success. It is a process that helps to identify potential problems early, so that action plans can be put into place to keep them from turning into real problems or issues later on in the project life cycle.There should be an effective strategy to handle risk implementation.

    A financial team is also comprised of professionals in their field of work who can look into your company?s collateral and asset holdings and provide a structured method of growth. Growth management is a very important part of keeping your organisation healthy and reaching its goals safely.

    Before any business can start their operations, a study has to be conducted on the risk that the company is faced with in all aspects. Risk management is an important process in identifying problems, assessing the level of risk and formulating plans to ensure that such problems can be minimized or prevented from happening. As managing business risk is common, strategies have been standardized to address the needed solution to eliminate the effect of negative events.

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    Expect application for leave to appeal to Supreme Court of Canada in Air Canada mandatory retirement case

    As I recently mentioned, the Federal Court of Appeal upheld the mandatory retirement practice for Air Canada pilots because the discrimination was justified under Section one of the Canadian Charter of Rights and Freedoms. Ultimately, the court returned the matter to the Canadian Human Rights Tribunal with a direction to dismiss the pilots? complaints.

    Since that decision,?some developments have taken place. First, in the primary Vilven and Kelly case, there will likely be an application filed to obtain leave to appeal to the Supreme Court of Canada regarding the constitutionality of section 15(1)(c) of the Canadian Human Rights Act.

    In terms of a timeline, the pilots have 60 days to make this application, and then the Supreme Court of Canada will probably take a few months to decide whether it will hear the matter. The application is expected to be filed in the next couple of weeks.

    We?ll likely know in the fall if the court will proceed, and then, there will potentially be a hearing in the new year. The court typically takes a few months to make an ultimate decision on an appeal, and thus we may know about the constitutionality issue by the spring of 2013.

    So how does this work, given the fact that there are currently other lines of cases taking place about mandatory retirement of Air Canada pilots?

    As I mentioned earlier,?some matters in these cases have been put on hold pending decisions in the Vilven and Kelly case ? but only if the issue deals with the constitutionality of the mandatory retirement requirement for pilots (the Charter issue).

    That is, for the Thwaites et al. case, there are other live issues that will be proceeding while the Charter issues in Vilven and Kelly likely go to the Supreme Court of Canada. There is still a dispute with respect to the ?normal age of retirement? being 60 years.

    In fact, there were so many ongoing proceedings to follow that there was a hearing to consolidate five judicial reviews and one motion into one three-day hearing, which has not yet been set.

    What?s more, there is still the issue of the bona fide occupational requirement, which may or may not be decided upon by the Federal Court ? as we have seen in Vilven and Kelly and Thwaites et al., the bona fide occupational requirement issue remains live. However, the larger question is whether this entire issue should be put off until the Supreme Court of Canada makes a decision.

    Confused? Certainly, it is complicated, and this has led to the setting of an upcoming case management conference call at the end of August to decide which issues should move forward and which should not in light of the events following the Federal Court of Appeal?s decision.

    This situation is so perplexing, I expect the only way it will be completely resolved is when the Supreme Court of Canada steps in and decides on the Charter, the ?normal age of retirement?, and the bona fide occupational requirement issues all at once to provide one solid decision.

    I wonder if any of the pilots involved knew that it would come to this back in 2007. One thing is certain; most of them will likely not be flying again.

    Christina Catenacci
    First Reference Human Resources and Compliance Editor

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    Source: http://blog.firstreference.com/2012/08/24/expect-an-application-for-leave-to-appeal-to-the-supreme-court-of-canada-in-air-canada-mandatory-retirement-case/

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    Friday, August 24, 2012

    8 Free Budgeting and Finance Tools for Students - daydaily

    Written on August 23, 2012 ? 11:50 pm | by guest writer |

    Preparing a financial plan, a budget for every month and leading life according to that is probably the most stressful thing for everybody, specially for the students who are attending colleges and universities. It is equally difficult for those who are pursuing studies through online or distance education offered by various institutions across the world. But thanks to the advent of internet and technology nowadays we can get any help we want at anytime from the internet. Here also the internet plays the role of the savior to the students. Internet facilitates us with loads of applications and tools which can help you to secure the future of your finance and accounts.

    Followings are the list of top eight budgeting and finance tools which can be helpful for the students:

    Buxfer: This is one of the best applications that helps you to manage your money. It makes the task quiet easier by offering lots of online tools that help us in paying bills, managing accounts, preparing budget every month and achieving financial target set by you. This app even helps you to keep a record of the expenses you have shared with somebody else. You can access this tool from any devices and it can even alert you if you miss any payments.

    Grad Money matters: These days students are, heavily over burdened with the fees they have to pay to their institutions. Many of these students cannot afford to pay so much and look for some part time jobs which can support them financially. This application facilitates them with the updated news of various online full time or part time jobs which they can apply for. This also offers lots of inspiring stories and incidents to the students who are struggling through the financial crisis.

    Buddi: This app is quite perfect for those who are just starters in the field of managing finance with zero or very little experience. It is quite popular amongst the students who are just stepping into this. It is quite easy to install and manage.

    Free college blog: This application offers some of the best resources for the students and facilitates them with strong financial support. It updates them with a number of latest reports, scholarship programs, online personal loans advices and useful tips etc. it has a unique feature i.e. scholarship search engine online, which helps the students to find out the latest scholarship programs offered by various institutions.

    BudgetPulse: This web application is quite easy to manage for any student and they can easily organize and manage their expenditure or prepare a budget. The most unique facility it offers is that it helps the students to keep an eye on the multiple accounts and operate them from anywhere. It even allows the others like relatives and friends to contribute whatever they want. You just need to send the message ?Saving goal request? and they can pay you through Paypal or Amazon.

    Mapping your future: This free app help the student to sketch the future of their finance. It teaches the students on how to manage money, where to look for financial support and how to utilize the counseling support online to discuss about their career to make their future happy.

    CNN Money College Cost calculator: Selecting the names of the reputed colleges can be difficult as we need to take care of the tuition fees that each colleges demands from their students. CNN Money offers a college cost calculator that helps you to search for any particular college and then calculate their tuition fees instantly.

    CollegeBoard: It is an informative website which offers a wide range of tools for free to calculate the amount of tuition costs or online personal loans taken by the students.

    Author bio: Genelia Lopez is a veteran finance consultant. She discusses everything from student loans to online personal loans. On the other hand he has a sound knowledge in latest technologies. She has made an useful combination of finance and technology which can be helpful for the readers.

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    Source: http://daydaily.com/2012/08/23/8-free-budgeting-and-finance-tools-for-students/

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    Work Hard On Your Own Home Improvement Right ... - Total - Typepad

    Should you be asking yourself in the event you have the correct understanding as a way to start a home improvement venture, then it is best which you become knowledgeable on what you have to do. In relation to something like redesigning, you need to always be certain you understand up to you are able to so that you can boost your house to the best of capacity, read this article that will help you support on your own.

    Get no-VOC paints for your home. Traditional paints have hazardous substances, but no-VOC paints are produced without the need of and so are environmentally friendly. They work just as well as conventional paints and price slightly a lot more.

    As you may begin your house advancement task, take care not to demolish too quickly. It will always be smart to discover what is powering a drawer or wall surface before demolishing it. If power aspects were actually damaged, it may be expensive to produce the desired repairs.

    You can create an air of quet in your home by deciding on lighter weight hues including paler crimson, eco-friendly or azure. Make use of cottons and linens as opposed to weightier textiles. Position some potpourri in your gourmet coffee table and light-weight a scented candlestick to make your very own piece of relaxing paradise.

    Process great security tactics when attempting jobs to further improve your house. If operating in your kitchen area or somewhere else where fuel can be current, turn off the petrol for the timeframe. Construction function near gasoline facial lines is quite hazardous. Familiarize yourself with the position of the shutoff control device! You need to ensure you?re conscious of where by your gas lines are to make certain that you don?t unintentionally hit 1.

    Natural hardwood kitchen cabinets are a great concept should you be considering shifting things in your kitchen. Timber kitchen cabinets are strong, to enable them to put up with a lot of use without exhibiting dress in. Kitchen cabinets are typically created from maple, cherry and oak. These may also be colored or discolored, it is easy to re-blemish them also.

    A fast and uncomplicated means of increasing the outside the house physical appearance of your home is usually to put vivid plants and blooms. Be sure the plants you select go with the seasons. It?s also well worth the hard work to help keep your shrubs properly-manicured along with your lawn beautifully mowed and edged. Tiny upgrades such as that will instantaneously improve your home?s visual appeal.

    To boost the look of your bathrooms, try providing them a brand new glaze. A glaze can perk up a dingy washroom, and can accept it from hunting used to sparkling and nice and clean. Installing new porcelain tile with your bathroom may be an extremely pricey proposition, but re-glazing the present ceramic tile work might cost no more than 1 or 2 one hundred bucks. Value of a home might be improved at a deal price by means of glazing.

    A convenient tiny tip for boosting the overall look associated with a place is to purchase new handles due to its electric powered stores. Over time, wall socket handles fade away, alter hues, and get ruined they reveal badly on the wall surfaces. Should you replace the handles on the retailers it would include a great new appearance.

    When creating a doing work partnership with contractors, get all things in writing such as a great contract, including all appropriate costs. The agreement also needs to checklist repayment ideas and operate work deadlines.

    There are many revealing indicators to search for that indicate repairs are essential on the outdoor patio. Are there any unequal or chipped boards? Exist nails or screws adhering out? Are the boards dried up rotted?

    Usually, refacing your units or replacing entrance doors and computer hardware will be just the thing your units need to have. Completely changing all of your current cabinets can cost a ton of money. However, the charge is significantly lowered if you choose to reface the drawer entry doors as an alternative. Your kitchen can look fresh and new so you won?t have to spend a fortune.

    As was stated previously, too little information can make home improvements projects seem more challenging they then are. As you now hold the inspiration and data from this article, you should be more confident inside your abilities to produce a distinction in your house. Practical, no-nonsense details like this will make it easier for you to finish your selected project on time and in price range.

    There is more content available on Tulsa plumbers look at Lavelle C. Kavaney?s site there is plenty of information not detailed on this page, visit Author?s website to uncover more.

    Source: http://blog.thorsrubberhammer.com/2012/08/work-hard-on-your-own-home-improvement-right-now-5/

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    Source: http://rowelynwood.typepad.com/blog/2012/08/work-hard-on-your-own-home-improvement-right-total-vibration.html

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